Pennsylvania Liability Protection for Notaries

Errors and omissions insurance (or E&O for short) is a form of professional liability coverage for notaries. This kind of protection can help guard against repaying your notary bond or out-of-pocket legal defense fees.

This type of policy helps guard against:

  • Signature and seal forgery
  • Unintentional mistakes
  • Settlement and legal expenses

If you are found liable for financial harm, defending yourself from a legal filing against your note can be costly. Can you afford a lawsuit? Do your notary business a favor and learn more about these kinds of policies, how they work and how to get one.

This Insurance Protects You and Your Business

An E&O policy protects you, the notary, from professional liability. Policies help pay for expenses that can occur after making a notarial omission or error. Settlements, attorney fees, judgments and court costs are all covered. Protection starts after you pay a one-time premium. The exact coverage amount depends on the policy's limit.

For example:

A former client claims that you notarized something incorrectly and files a judgment against your bond. You cooperate with a lawyer to settle the claim out of court. Your surety company pays the claimant $10,000. If your surety agreement is like most, you must repay that amount. Your lawyer also charges $5,000 for legal services.

Without an E&O policy for notarization errors, you would have to pay $15,000 out of your own pocket. However, with a $25,000 policy, the surety bond payback and legal fees are covered.

Pennsylvania 4-Year E&O Insurance

Get protection for the full term of your Commission.

  • $35 for $25,000 coverage
  • $40 for $30,000 coverage
  • $55 for $50,000 coverage
  • $400 for $100,000 coverage

How to Get This Coverage in PA

If you want the peace of mind that comes with liability protection for notarial acts, you're in the right place. We offer affordable policies underwritten by the Travelers Indemnity Company. Plus, they have no deductible and don't require any loss repayment.

We have options for any budget. Premiums start at $35 for $25,000 of coverage, and policies last for your entire four-year commission term.

Do I Need Liability Insurance If I Have a Surety Bond?

In Pennsylvania, all notaries must have a $10,000 surety bond to protect the public from financial losses due to notarization errors. If a claim is filed against you and validated, the provider will pay out and then seek repayment from you. Don't risk it — make sure you're covered!

We offer liability protection for PA notaries. Now is the best time to purchase this kind of notary protection. Don't wait until you make a mistake and when someone files a claim against your bond. Secure your future as a notary today!